Vision Services Plan
  • Vision Insurance Benefits(PDF)
  • Carrier: Vision Service Plan, Rancho Cordova, California  VSP Link:https://www.vsp.com/
  • Coverage effective first day of month following date of hire
  • Eligibility: Permanent employees, certified staff working a minimum of 17.5 hours per week, all others working a minimum of 30 hours per week
  • Must elect to participate within 30 days of hire;  beyond 30 days, enroll during open enrollment unless special enrollment circumstances (i.e., loss of coverage due to change in family status or spouse's employment status)
Health Insurance
  • Health Insurance - Summary of Benefits (PDF)
  • Health Insurance Handbook (PDF)
  • Carrier: Blue Cross Blue Shield of Wyoming
  • Blue Cross Blue Shield website link: Home (yourwyoblue.com)
  • Coverage effective date for all employees to be the 1st of the month following date of hire.
  • Eligibility:  Permanent employees, certified staff working a minimum of 17.5 hours per week, all others working a minimum of 30 hours per week
  • Must elect to participate within 30 days of date of hire; beyond 30 days, enroll during open enrollment unless special enrollment circumstances (i.e., loss of coverage due to change in family status or spouse's employment status)
  • Open enrollment: Month of November with January effective date.
  • Pharmacy Program
Term Life Insurance
Optional Term Life Insurance
  • Carrier: Sun Life Assurance Company of Canada, Denver, Colorado
  • Sun Life Insurance Link:https://www.sunlife.com/us/en/
  • Eligibility: Permanent employees, certified staff working a minimum of 17.5hours per week, all others working a minimum of 30 hours per week
  • Effective date: First day of month following date of hire
  • Must elect to participate within 30 days of hire; beyond 30 days, must complete Evidence of Insurability form
  • Coverage:
    • Employee: An amount between $10,000 and $250,000 in increments of $10,000 not to exceed three (3) times your basic annual earnings.  Amounts available with no evidence of insurability required:  The lesser of three (3) times your basic annual earnings or $250,000 if you are under age 60; $40,000 if age 60-69; $20,000 if age 70-79; and $1,000 if age 80 or over.  Age Reductions: To 67 percent at age 70 and to 50 percent at age 75.
    • Spouse: An amount between $5,000 and $25,000 in increments of $5,000.  Amounts available with no evidence of insurability required:  Up to $25,000 if under age 60, $10,000 for ages 60-69.  Spouse coverage ends when your spouse turns 70 years old.
    • Child(ren): You can purchase increments of $2,500 up to $10,000 for each eligible child.
Disability Insurance
  • Long Term Disability Handbook(PDF)
  • Carrier: Sun Life Assurance Company of Canada, Denver, Colorado
  • Sun Life Insurance Link:https://www.sunlife.com/us/en/
  • Coverage effective date: First day of month following date of hire
  • Eligibility: Permanent employee, certified staff working a minimum of 17.5 hours per week, all others working a minimum of 30 hours per week
  • Must elect to participate within 30 days of hire; beyond 30 days, must complete Evidence of Insurability form
  • Coverage: Following a 90 calendar day waiting period, upon approval of application, policy will pay 66 2/3 percent of base salary
  • Current employee contribution to premium (subject to change):
    • $1.50/month
  • As long as disability continues, guaranteed benefit of 24 months for own occupation; if approved for permanent disability from any occupation, benefit will be paid until age 65
Flexible Spending Accounts (Section 125 Plan)

  • Carrier: Flexible Compensation Services - Blue Cross & Blue Shield of Wyoming

  • Flex Spending Account Link:https://hellofurther.com/

  • Further Mobile App(PDF

  • FSA Eligible Expense List(PDF)

  • Dependent Care FSA Essential Guide(PDF)

  • Pre-tax payroll deduction for medical and/or dependent care expenses:

    • Medical Reimbursement Spending Account
      • Established to cover any medical expenses your health insurance does not cover.  For example, deductibles, co-insurance, non-covered items such as vision, private rooms, etc.
      • Adequate documentation includes notification of benefits from your insurance company or an itemized bill from your provider which includes date of service, patient's name, type of procedure, and amount of the claim.
    • Dependent Care Spending Account
      • Established to cover eligible dependent care expenses that are deductible on IRS form 2441 "Credit for Child and Dependent Care Expenses".
      • Monthly child day care is eligible.  The providers Federal Tax ID#, name and address must be included before claims may be processed and reimbursed.

  • Plan Year - September to August

Tax Shelter Annuities
  • Employees can contribute a maximum of $19,500 of their annual income to a participating 403(b) investment company.
  • Employees can contribute a maximum of $19,500 of their annual income to a participating 457 investment company.

For more information about LCSD1 employee benefits and plans, please contact 307-771-2111